Such an innovative way to redecorate! Check them out on instagram and facebook @3ddesigncanada.

Watch here: https://www.instagram.com/p/CRcCO0LDE7w/

Monica Donetti,

*All text and picture creds to Luisa Hough*

Chances are, buying a home is one of the most important financial decisions you’ll make in your life. And as mortgage financing can be somewhat confusing at the best of times, to alleviate some of the stress and to ensure your home purchase goes as smoothly as possible, here are six very high-level steps you should follow.

Luisa further explains how to:

1. Put together a mortgage plan

2. Figure out what you can afford

3. Understanding your cash flow is the key

4. Get a preapproval in place

and so many more helpful tips!

Visit https://www.luisahough.com/steps-to-ensure-a-smooth-home-purchase and be an expert when you buy your next home!

Monica Donetti,

"The Institute's Luxury Market Report is your guide to luxury real estate data and trends for North America. Produced monthly, this report provides an in-depth look at the top residential markets across the United States and Canada. Active Members of The Institute receive exclusive access to a deep-dive report with analysis on all of the included markets".

The July Institute for Luxury Home Marketing Report is up. Please send me an email to receive it!!

Monica Donetti,

Beautiful Bowen Island retreat is designed to be in sync with its natural setting. This is in our back yards!

Monica Donetti, 

*Picture credit and information all to Luisa Hough*

"As the name implies, a cashback mortgage is similar to a standard mortgage, except that you receive a lump sum of cash upon closing. This lump sum will either be a fixed amount of money or a percentage of the mortgage amount, usually between 1-7%, depending on the mortgage term selected.

How you use the cash is entirely up to you. Some of the most common reasons to secure a cashback mortgage are to:

• Cover closing costs.
• Buy new furniture.
• Renovate your property.
• Supplement cashflow.
• Consolidate higher-interest debt. 

You can use the cash for anything you like. It’s tax-free and paid to you directly once the mortgage closes".

Visit https://www.luisahough.com/what-is-a-cashback-mortgage to learn more about

• Understanding the cost of a cashback mortgage.
• Eligibility for a cashback mortgage
• breaking your mortgage term early
• Get independent mortgage advice.

*Courtesy of The Web Writer Spotlight*

Please see below two very interesting articles about renting and purchasing in luxury real estate.

https://webwriterspotlight.com/houses-for-rent-top-tips-dos-donts#.YOYA6H4-OBs.gmail

https://webwriterspotlight.com/property-investment-during-the-pandemic#.YOYAI--gB4M.gmail

Monica Donetti,

Vet clinics see heat stroke and deaths among BC pets during soaring temperatures.“We’re seeing a significant increase in patients who are suffering from heat exhaustion and heat stroke,” she said, and added while it’s not entirely uncommon in the summer months, it usually happens when animals are playing outside and get too hot, or in cases when pets are left in cars. “The patients that we’re seeing are just in their yards, in their homes, and unable to cope with this exceptional heat level.”

What to do:- Bush-McLean recommended cooling methods using towels wet with tepid water, rather than ice-cold, to drape over a pet and then be replaced frequently. She said a kiddie pool can also help for dogs, or a wet towel kept in the fridge or freezer to apply when needed. She also suggested taking pets to a cooler place that’s air-conditioned, if possible.- Using water to wet a pet’s fur, as the evaporation will help with cooling.- People can also fill bottles with cool water or ice for animals to access, or use a cooling mat.

https://bc.ctvnews.ca/vet-clinics-see-heat-stroke-and-deaths-among-b-c-pets-during-soaring-temperatures-1.5489490

Monica Donetti,