"One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios."

If you have considered taking out a mortgage, the thought of debit service ratios can completly slip your mind. While reading this article by Lusia Hough you will learn the importance of GSD/TDS ratios, why we use them, and how to calculate them yoursefl!


Click here to read the full post: https://www.luisahough.com/gds-tds-ratios-explained


Monica Donetti,

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Coldwell Banker presetns the Peninsula's largest Diaper Drive. Happening June 12th, 2021 from 10am - 2pm. Come and donate diapers to help us reach a goal off 100,000 diapers in ONE DAY!

- Drop your donations off at: 3088 Croydon Dr.


Diapers will be donated to Sources Community Resources and Options Community Service.


Monica Donetti,

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During COVID-19, nurses have worked tirelessly on the front lines to ensure that people who need help are cared for. The pandemic has taken a toll on nurses’ morale and mental health.


Nurses’ week is an annual celebration of nurses worldwide for the work they do for others. The week allows people the chance to acknowledge the nurses in their lives. It also provides an opportunity to thank nurses within the industry as a whole for the work they’ve done. Though the week seeks to honor all nurses, there are specific days dedicated to certain nurses. May 6 is National School Nurse Day, May 8 is for student nurses on National Student Nurses Day and May 12 is International Nurses Day.


I appreciate our nurses hard work and dedication through these hard times. 


Monica Donetti Ross,

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